When planning a trip, travel insurance should be one of the first things on your checklist. In 2025, reliable travel insurance offers peace of mind, whether you’re dealing with trip cancellations, medical emergencies, or lost luggage. Below are the top 10 travel insurance plans for 2025, based on customer feedback, coverage, and industry reputation.
1. Allianz Global Assistance Travel Insurance
Key Features:
- Coverage for trip cancellation, medical emergencies, lost baggage, and travel delays
- 24/7 assistance and support
- Optional “Cancel for Any Reason” coverage
Pros:
- High coverage limits and extensive healthcare network
- Offers additional travel assistance services
Cons:
- Premium pricing, especially for higher coverage
Pricing: Starts from $50 for a short domestic trip
Credible Source: Allianz Global Assistance Official Website
2. Travel Guard by AIG
Key Features:
- Coverage for trip interruption, medical expenses, and evacuation
- 24-hour assistance service
- Wide range of plans
Pros:
- Trusted brand with high customer satisfaction
- Offers high coverage limits and additional add-ons
Cons:
- Higher premium cost for comprehensive plans
Pricing: Starting at $40 for basic coverage
Credible Source: Travel Guard Official Website
3. Travelex Travel Insurance
Key Features:
- Coverage for trip cancellation, delay, and medical expenses
- Family and multi-trip plans available
- Emergency evacuation
Pros:
- Customizable plans with the option for add-ons
- Online discounts available
Cons:
- Limited coverage for extreme sports
Pricing: Starting from $45 for basic coverage
Credible Source: Travelex Insurance Official Website
4. Nationwide Travel Insurance
Key Features:
- Medical, baggage, and trip interruption coverage
- 24/7 emergency assistance
- Coverage for travelers of all ages
Pros:
- Excellent customer service and flexible policy options
- Covers a wide range of trip disruptions
Cons:
- Might not cover extreme sports or high-risk activities
Pricing: Starting from $50 for basic coverage
Credible Source: Nationwide Insurance Official Website
5. World Nomads Travel Insurance
Key Features:
- Adventure and sports coverage
- Emergency medical evacuation
- 24/7 emergency assistance
Pros:
- Tailored for long-term and adventure travelers
- Great for backpackers and those doing extreme sports
Cons:
- Pricing can be on the higher side for basic travelers
Pricing: Starting at $70 for basic coverage
Credible Source: World Nomads Official Website
6. IMG Travel Insurance
Key Features:
- Medical coverage and evacuation for emergencies
- Trip cancellation, interruption, and baggage loss
- 24/7 emergency assistance
Pros:
- Affordable for both short-term and long-term travelers
- Flexible options for various travel types
Cons:
- Limited coverage for pre-existing medical conditions
Pricing: Starting at $35 for basic coverage
Credible Source: IMG Insurance Official Websi
7. Bupa Travel Insurance
Key Features:
- Coverage for trip cancellations, lost baggage, and medical emergencies
- 24-hour emergency assistance service
- Travel disruption cover
Pros:
- Excellent for medical emergencies
- Offers comprehensive health cover abroad
Cons:
- Higher premiums for medical coverage
Pricing: Starts at $55 for basic coverage
Credible Source: Bupa Travel Insurance Official Website
8. AXA Travel Insurance
Key Features:
- Coverage for trip cancellation, medical emergencies, and personal liability
- Optional add-ons such as rental car coverage
- 24/7 support
Pros:
- Customizable coverage options
- Reliable customer service
Cons:
- Limited coverage for high-risk adventure activities
Pricing: Starting at $40 for basic coverage
Credible Source: AXA Travel Insurance Official Website
9. John Hancock Travel Insurance
Key Features:
- Trip interruption, baggage loss, and medical coverage
- Coverage for emergency medical evacuation
- Available for travelers of all ages
Pros:
- Extensive network for emergency services
- Offers both single-trip and annual policies
Cons:
- Higher premiums for comprehensive coverage
Pricing: Starting at $60 for basic coverage
Credible Source: John Hancock Official Website
10. Seven Corners Travel Insurance
Key Features:
- Coverage for trip cancellations, emergency medical expenses, and evacuation
- 24/7 travel assistance
- Special coverage for seniors
Pros:
- Good for international travelers
- Offers competitive pricing for medical benefits
Cons:
- Limited options for high-risk travelers
Pricing: Starting at $50 for basic coverage
Credible Source: Seven Corners Official Website
Conclusion
Choosing the best travel insurance plan is crucial for safeguarding your trip and ensuring peace of mind throughout your travels in 2025. Whether you need basic coverage or more extensive protection, the 10 options listed above are among the most reliable and trusted providers in the industry. Be sure to consider your trip type, health needs, and personal preferences when selecting the best plan for your travels.